How does healthcare work for expats in Saudi Arabia?
How health insurance works for expats in Saudi Arabia, using Sehhaty, finding a hospital within your network, and the emergency numbers to save.
Checked against official sources: November 2026
What does my insurance cover?
Employers must provide cover that meets the standard set by the Council of Health Insurance. Plans differ on hospital networks, co-payments, and dental or maternity limits. Ask HR for your policy table and network list on your first day.
Which emergency numbers should I save?
| Service | Number |
|---|---|
| Unified emergency (Riyadh, Makkah, Madinah, Eastern Province) | 911 |
| Ambulance | 997 |
| Police | 999 |
| Civil defence | 998 |
| Traffic accidents | 993 |
| Ministry of Health advice line | 937 |
Which hospitals are well known?
King Faisal Specialist Hospital is the leading referral centre. Dr. Sulaiman Al Habib, Saudi German and Mouwasat are large private groups. Your insurance network decides where you are covered, so check before a planned visit.
What about medicines?
Some medicines common abroad are tightly controlled here. Keep prescriptions in their original packaging, carry a doctor's letter, and check the rules before you travel with strong painkillers or sleep and anxiety medication.
Common questions
Is healthcare free for expats in Saudi Arabia?
No. Expats rely on mandatory private health insurance, usually provided by the employer. Emergency treatment should not be refused, but you may be billed.